Guides
Hispanic & Puerto Rican Business
Financing guides for Hispanic and Puerto Rican business owners: the 2026 citizenship rule, green card and ITIN options, free help in Spanish.
SBA Loans for Hispanic Business Owners
A complete 2026 guide to SBA loans for Hispanic and Latino business owners: who qualifies under the citizenship rule, free help in Spanish, and lenders near you.
Puerto Ricans and SBA Loans: You Are a Citizen, and You Qualify
People born in Puerto Rico are U.S. citizens and fully eligible for SBA loans under the 2026 rules, on the island or in the states. Here is what to know.
SBA Loans in Puerto Rico
How SBA loans work for businesses in Puerto Rico: eligible programs, local help, finding lenders on the island and island-specific tips.
Green Card Holder? Your Business Loan Options in 2026
Since March 2026, green card holders can't own businesses that get SBA 7(a), 504 or Microloans. Here are the real alternatives and how to approach them.
ITIN Business Loans
Can you get a business loan with an ITIN? Yes, from some CDFIs, credit unions and lenders. What to expect, documents to prepare and scams to avoid.
How to Find Lenders Who Speak Spanish
Practical ways to find banks, credit unions and CDFIs with Spanish-speaking loan officers, and what to ask before you apply.
Talking to a Banker When English Isn’t Your First Language
Simple strategies, ready-to-use phrases and preparation tips for business owners who are more comfortable in Spanish than English.
Bilingual Business Loan Glossary (English–Spanish)
The 30 business loan terms you will hear most, in English and Spanish, with a one-line explanation of each.
Family Business Ownership and Loans: Get It Right on Paper
How family businesses should document ownership before applying for a loan, who must guarantee, and how the 2026 SBA citizenship rule affects family members.
Free Small Business Help in Spanish: SBDC, SCORE and Women’s Business Centers
Where to get free, often Spanish-speaking, help with business plans, financials and loan applications: SBDCs, SCORE, Women's Business Centers and more.