SBA Lenders in U.S. Virgin Islands
In fiscal years 2021–2026, 17 lenders made 86 SBA loans in U.S. Virgin Islands, totaling $60.0 million. The average loan was $697,467, and 36% went to startups or businesses under two years old.
By program: 47 7(a) loans, 39 SBA Express and 0 504 (counting both the CDC and partner bank on each project).
Top 10 most active SBA lenders in U.S. Virgin Islands
| # | Lender | SBA loans | Average | To startups | Programs |
|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico San Juan, PR | 21 | $164,657 | 29% | 7(a), Express |
| 2 | Oriental Bank San Juan, PR | 19 | $169,568 | 58% | 7(a), Express |
| 3 | Merchants Commercial Bank Charlotte Amalie, VI | 18 | $273,556 | 28% | 7(a), Express |
| 4 | Stone Bank Mountain View, AR | 4 | $1,517,500 | 0% | 7(a) |
| 5 | Metro City Bank Doraville, GA | 3 | $4,666,667 | 67% | 7(a) |
| 6 | FDIC - Community Bank & Trust-West Georgia Lagrange, GA | 3 | $2,953,667 | 67% | 7(a) |
| 7 | Live Oak Banking Company Wilmington, NC | 3 | $1,790,767 | 0% | 7(a) |
| 8 | Celtic Bank Corporation Salt Lake City, UT | 3 | $2,010,967 | 33% | 7(a) |
| 9 | FirstBank Puerto Rico Santurce, PR | 2 | $95,700 | 0% | 7(a) |
| 10 | Newtek Bank, National Association Miami, FL | 2 | $142,500 | 0% | 7(a), Express |
Lenders that fund the most startups in U.S. Virgin Islands
- Oriental Bank — 11 startup loans (58% of its loans)
- Banco Popular de Puerto Rico — 6 startup loans (29% of its loans)
- Merchants Commercial Bank — 5 startup loans (28% of its loans)
- Metro City Bank — 2 startup loans (67% of its loans)
- FDIC - Community Bank & Trust-West Georgia — 2 startup loans (67% of its loans)
SBA loans by industry in U.S. Virgin Islands
Related guides
Frequently asked questions
Which lenders make the most SBA loans in U.S. Virgin Islands?
Based on public SBA data for fiscal years 2021–2026, the most active were Banco Popular de Puerto Rico, Oriental Bank, Merchants Commercial Bank. Also compare their average loan size and how much they lend to startups.
How many SBA loans were made in U.S. Virgin Islands?
86 SBA loans totaling $60.0 million in fiscal years 2021–2026, with an average of $697,467.
Can I get an SBA loan in U.S. Virgin Islands with a green card?
No. Since March 2026, all owners must be U.S. citizens or nationals for SBA 7(a) and 504 loans. CDFIs and some credit unions are good alternatives.
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Data: approved loans published by the SBA. Past lending does not guarantee your approval. We are not a lender and are not affiliated with the SBA.