In fiscal years 2021–2026, 127 lenders made 3,239 SBA loans in Idaho, totaling $1.4 billion. The average loan was $422,048, and 40% went to startups or businesses under two years old.
By program: 1,833 7(a) loans, 1,406 SBA Express and 0 504 (counting both the CDC and partner bank on each project).
Top 10 most active SBA lenders in Idaho
| # | Lender | SBA loans | Average | To startups | Programs |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of Salt Lake City, UT | 471 | $180,163 | 40% | 7(a), Express |
| 2 | Idaho Central CU Chubbuck, ID | 304 | $604,836 | 48% | 7(a), Express |
| 3 | Glacier Bank Kalispell, MT | 282 | $398,315 | 52% | 7(a), Express |
| 4 | U.S. Bank, National Association Cincinnati, OH | 259 | $169,168 | 35% | 7(a), Express |
| 5 | Columbia Bank Lake Oswego, OR | 242 | $151,221 | 11% | 7(a), Express |
| 6 | D. L. Evans Bank Burley, ID | 132 | $131,189 | 20% | 7(a), Express |
| 7 | Mountain America FCU Sandy, UT | 108 | $339,615 | 48% | 7(a), Express |
| 8 | The Huntington National Bank Columbus, OH | 102 | $308,917 | 68% | 7(a), Express |
| 9 | Wells Fargo Bank National Association Sioux Falls, SD | 88 | $193,830 | 91% | 7(a), Express |
| 10 | Washington Trust Bank Spokane, WA | 81 | $585,401 | 43% | 7(a), Express |
Lenders that fund the most startups in Idaho
- Zions Bank, A Division of — 187 startup loans (40% of its loans)
- Glacier Bank — 148 startup loans (52% of its loans)
- Idaho Central CU — 146 startup loans (48% of its loans)
- U.S. Bank, National Association — 90 startup loans (35% of its loans)
- Wells Fargo Bank National Association — 80 startup loans (91% of its loans)
SBA loans by industry in Idaho
- Construction639 loans
- Retail Stores352 loans
- Restaurants & Lodging326 loans
- Health Care320 loans
- Personal Services & Repair298 loans
- Manufacturing244 loans
- Professional Services216 loans
- Cleaning, Landscaping & Admin196 loans
- Trucking & Transportation134 loans
- Fitness & Entertainment114 loans
- Real Estate & Rental103 loans
- Wholesale & Distribution89 loans
- Agriculture & Fishing71 loans
- Education & Childcare59 loans
- Media & Technology20 loans
Related guides
Frequently asked questions
Which lenders make the most SBA loans in Idaho?
Based on public SBA data for fiscal years 2021–2026, the most active were Zions Bank, A Division of, Idaho Central CU, Glacier Bank. Also compare their average loan size and how much they lend to startups.
How many SBA loans were made in Idaho?
3,239 SBA loans totaling $1.4 billion in fiscal years 2021–2026, with an average of $422,048.
Can I get an SBA loan in Idaho with a green card?
No. Since March 2026, all owners must be U.S. citizens or nationals for SBA 7(a) and 504 loans. CDFIs and some credit unions are good alternatives.
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Data: approved loans published by the SBA. Past lending does not guarantee your approval. We are not a lender and are not affiliated with the SBA.