In fiscal years 2021–2026, 359 lenders made 26,580 SBA loans in Florida, totaling $14.7 billion. The average loan was $552,899, and 32% went to startups or businesses under two years old.
By program: 18,329 7(a) loans, 8,251 SBA Express and 0 504 (counting both the CDC and partner bank on each project).
Top 10 most active SBA lenders in Florida
| # | Lender | SBA loans | Average | To startups | Programs |
|---|---|---|---|---|---|
| 1 | TD Bank, National Association Wilmington, DE | 3,430 | $157,867 | 25% | 7(a), Express |
| 2 | Newtek Bank, National Association Miami, FL | 1,920 | $394,317 | 20% | 7(a), Express |
| 3 | The Huntington National Bank Columbus, OH | 1,814 | $405,594 | 59% | 7(a), Express |
| 4 | Northeast Bank Lewiston, ME | 1,288 | $160,747 | 11% | 7(a) |
| 5 | Readycap Lending, LLC Berkeley Heights, NJ | 1,282 | $316,347 | 15% | 7(a) |
| 6 | Wells Fargo Bank National Association Sioux Falls, SD | 1,207 | $145,759 | 92% | 7(a), Express |
| 7 | BayFirst National Bank Saint Petersburg, FL | 1,182 | $295,863 | 7% | 7(a), Express |
| 8 | Bank of America, National Association Charlotte, NC | 895 | $441,470 | 12% | 7(a), Express |
| 9 | JPMorgan Chase Bank, National Association Columbus, OH | 882 | $209,879 | 6% | 7(a), Express |
| 10 | Live Oak Banking Company Wilmington, NC | 767 | $1,335,574 | 23% | 7(a), Express |
Lenders that fund the most startups in Florida
- Wells Fargo Bank National Association — 1,114 startup loans (92% of its loans)
- The Huntington National Bank — 1,073 startup loans (59% of its loans)
- TD Bank, National Association — 848 startup loans (25% of its loans)
- United Midwest Savings Bank National Association — 427 startup loans (80% of its loans)
- Newtek Bank, National Association — 379 startup loans (20% of its loans)
SBA loans by industry in Florida
- Construction3,530 loans
- Professional Services3,068 loans
- Health Care2,954 loans
- Retail Stores2,648 loans
- Restaurants & Lodging2,633 loans
- Personal Services & Repair2,478 loans
- Cleaning, Landscaping & Admin1,808 loans
- Wholesale & Distribution1,749 loans
- Manufacturing1,365 loans
- Trucking & Transportation1,239 loans
- Fitness & Entertainment859 loans
- Real Estate & Rental731 loans
- Education & Childcare391 loans
- Media & Technology268 loans
- Agriculture & Fishing106 loans
Related guides
- Florida SBA Loans for Hispanic Businesses
- Florida Small Business Loan Programs and Resources
- How to Use SBA Lender Match
- Why SBA Preferred Lenders Matter
- SBA Loan Requirements in 2026
Frequently asked questions
Which lenders make the most SBA loans in Florida?
Based on public SBA data for fiscal years 2021–2026, the most active were TD Bank, National Association, Newtek Bank, National Association, The Huntington National Bank. Also compare their average loan size and how much they lend to startups.
How many SBA loans were made in Florida?
26,580 SBA loans totaling $14.7 billion in fiscal years 2021–2026, with an average of $552,899.
Can I get an SBA loan in Florida with a green card?
No. Since March 2026, all owners must be U.S. citizens or nationals for SBA 7(a) and 504 loans. CDFIs and some credit unions are good alternatives.
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Data: approved loans published by the SBA. Past lending does not guarantee your approval. We are not a lender and are not affiliated with the SBA.